Rate Quote In A Minute 480-470-4198 [email protected]



Current Mortgage Rates







Home Loan Best Rate Guarantee 

Lock your rate today with NO upfront Fees, if rates drop in the process we go get you the lower rate.

Take advantage of saving faster / Money in your pocket faster  

Close your loan in 16 days on average.

Current Mortgage Interest Rates For Arizona


We are located in Arizona and understand what going on it the market 

Home Mortgage Interest Rates is our #1 business, We focus on beating the competition with aggressive rates in Arizona and Low closing costs. We don’t do Credit Cards or Auto Loans or Checking accounts. Being a growing force in the mortgage business in Phoneix and with aggressive pricing we try to capture the attention of the Arizona Mortgage Business our monthly volume has increased and market share of the Arizona Housing market 2021. We see our competitor rates trying to match ours. They are looking at us and our customer 1st attitude we see more mortgage companies following us as the leader in the industry by way of our Price and customer service. Focus is the reason for so much growth in the mortgage business, we specialize in the Home Mortgage Interest Rates, While your Local Bank may have a special on a credit card at 0% interest, but now that does not help you with your mortgage, remember the come to someone that wants to do business with you!

Refinance To Your Best Rates With No Appraisal 

Refinance Rates for Arizona Homes are still Low and with Just 10% equity you could qualify for an appraisal waiver meaning No appraisal is needed. That will save you Hundreds over a lender that requires an appraisal. Closing costs should always be a concern when comparing one lender rate to another rate. No Appraisal is just another way we try to save you time and money.

No Appraisal equals more savings, Just another way the customers save!

How Do I Lock-In These Interest Rates?

Request A Quote

You can click the link below to get started.

We also have the ability to do a soft credit inquiry to verify programs and pricing.

Contact Us By Phone

​Talk to one our loan officers and lock your rate over the phone.


[email protected]

Monday – Friday 8:00 a.m. – 5:00 p.m. MST

Questions? Contact Us At 480-447-0000

Request An Interest Rate Quote Via Email

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Customer Service Is Number One

We are key focused on customer service. When you call you to talk to a live person that working on your loan. They will ask you for your name because you are more than just a number. You deserve a great interest rate on your mortgage to make your home more affordable to you and your family.


HomePad Lending

3233 East Chandler Boulevard Suite 9, Phoenix

5.0 53 reviews

  • Avatar Wanda Woods ★★★★★ 4 months ago
    My husband and I have done several refinances over the years, but the one we recently did with HomePad Lending was the best by far. The refinance was quick and the … read more team very responsive to emails and professional. I'm not one to give reviews but had to give these guys credit. Thank you Justin and the team.
  • Avatar Shari Daugherty ★★★★★ a month ago
    Whole process for refinancing my loan was quick and easy. Justin Strickland was very responsive and helpful throughout.
  • Avatar Lorna Castro ★★★★★ 3 months ago
    Loan Processor Christopher Meilner, and Loan Officer Jacob Clad went above and beyond for me and my husband every step of the way on handling the best options we … read more were looking for a cash out loan refinancing. You both are the best!

Our Reviews on GoogleLeave Your Review on Google

Low Closing Cost For Refinancing Your Arizona Homes

We look for every way to save the customer money, Having  NO Processing fee, Underwriting fee, or Application fee. Just another way we are making the process a lot more affordable and your not rolling thousands in your loan to reduce your refinance savings. What would your saving be if there were fewer fees in total? Yes, of course, More Savings, Please, get a No obligation quote from us, You will be surprised, We provide a written estimate with your rate lock agreement.

Just another way we are changing lending so the customer wins$$

Mortgage rates are controlled by MBS (Mortgage Backed Securities) and just like tike the stock market moves up and down during the day.

HomePad Lending | 3233 E Chandler Blvd  Suite 9 | Phoenix Az 85048 | 480-470-4198




*The Product/Program information is not a commitment to Lend. All Loans have to be reviewed By a licensed underwriter. Rates and available loan programs are subject to change without notice.

Interest Rate APR Assumptions: 510,400 Loan Amount, 760+ Credit, 60% Loan-To-Value, Single-Family Residence, mortgage rate lock period of 22 days and are only available for properties being financed in the state of Arizona.

Home Pad Lending LLC is a licensed Mortgage Broker in the state of Arizona. NMLS 1857677 AZ MB-1001528. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE. Equal Housing Lender.
3233 E Chandler Blvd, Ste 9, Phoenix, AZ 85048 Main: 480-536-7770

Contact your loan officer for more information.